money sense

i wasn't keeping an eye on my money.

and now im in a debt of $17k

if u asked me what ive i bought.

i didn't.
i didn't purchase any huge stuff for this 1 year.
this amount shocked me.
i could had use this $17k to bought smth else.
like Rolex or smth.

i was so stunned.

i had worked out my own "installement plan" and i need to be debt free ASAP

i wan to make my first purchase of my Condo in 3 years time.
and i wan to save as much as i can  like ($1k per month)
but i only can save after i clear my debts.
base on what i had worked out.
i can only be debt free only i stick to my plan and i stop spending money.
this will take me 12months.

i must do it!