almost coming to an end

babyE is coming out soon.
counting down and preparing for his arrival.

meanwhile,
i didn't stop working
i love my job den resting.

i hope i can balance, manage and cope with the new changes and new responsibilities.
alongside, i also need to think and plan how to manage these changes.

2016. im Ready. =)

now money is a concern for me
because we bought a new car.
and we loan most of the money from my dad.
its straining because i have my own debts to pay.
my outstanding credit card amounting to 10k.
i need to clear it ASAP.
the only possibility is to stop spending on shopping.

i need to stop buying luxury stuff.

planning to take full 16weeks.
so i have 4 months x 3k.. of coz not possible to dump all money into the debts.
but i can slower it aSAP.

maybe i need to withdraw money out from my insurance so that i can clear my debts and the cash flow will be better.

need to plan and act before i get myself stuck in real shits.